STRVerdict

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Is short-term rental legal in Santa Fe, NM?

Santa Fe caps STR permits citywide at 1,000 and issues them only where the permit count and zoning allow; a permit is a scarce municipal asset here, closer to a taxi medallion than a form.

Rules checked October 2026

Run the Santa Fe verdict on your facts

What counts as a short-term rentalSanta Fe caps STR permits citywide at 1,000 and issues them only where the permit count and zoning allow; a permit is a scarce municipal asset here, closer to a taxi medallion than a form.
Permit / licenseSTR Permit (citywide cap: 1,000) — issued by City of Santa Fe Land Use
FeePermit about $290 initially (city schedule), with yearly renewal
RenewalAnnual renewal — lapsing in a capped city can mean the waitlist
Primary-residence ruleNo general primary-residence rule; the cap and zoning districts govern.
Whole-home rentalWhole-home rental is the standard permitted form where a permit is obtainable.
Night cap—
Guests / occupancyPer permit
Minimum stayNone
ZoningThe 1,000-permit citywide cap + district rules decide availability before any property fact does.
Density / scarcityCitywide permit cap of 1,000 STR permits
FinesUnpermitted operation draws city fines and permit ineligibility
TaxesCity lodgers' tax + state gross receipts registration accompany the permit.
Platform dutiesPermit numbers in ads; the city cross-checks.
State layerNo state preemption. Santa Fe caps STR permits citywide (1,000); Taos and other towns license by zone.

What trips hosts in Santa Fe

  • Santa Fe's cap makes the permit itself the scarce good — sellers price permitted homes at a premium, which the kit's screening worksheet prices honestly.

The private layer still applies

These are the city's rules. Your HOA, condo board, lease or mortgage can say no on top of them — that layer is printed as a warning in the checker, never merged into the city's verdict.

Read the private-layer guide →

Sources: Santa Fe City Code § 14-6 / STR ordinance (permit cap) · City of Santa Fe STR program. Rules checked October 2026.